General Category - Pearson Owners and Enthusiasts > General Discussion

Boat Insurance scam-

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Alma:
I received my revised Dec Page yesterday. I now have the same coverage as last year. At the same premium.

Squeaky Wheel!

Now or Never!:
I, too, have had Boat US for years.  Never a problem and I would still have Boat US except they would not insure Now or Never! for travel to the Caribbean.  Their first objection was that the boat is too small.  Then they said that even if they did insure it, it would be contingent on having 4 people on board.  Upshot, I took the advice of several cruisers who are insured through IMIS.  Lovely side effect of switching--a lot cheaper!!!  Only restrictions--no travel to Haiti or Cuba.  Well duh, no one will insure for those destinations.  Also, boat must be laid up from May until mid Oct--which is what normally do anyway.

Alma:
Did they require a survey?

Now or Never!:
A new survey was required

Vantage:
Suppose, just for the sake of discussion, someone (certainly not me) was to decide not to insure a boat. A P323. Other than the chance of a total loss of the boat, what other down side would there be. Convince this dumb ass he or she really needs insurance on a 35yr old boat. The bone head sails mostly on Lake Erie.

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